# Simple (simplecommerce.io) > Simple is an all-in-one commerce platform for small and mid-size businesses: point of sale, > inventory, invoicing, loyalty, marketing, appointments, employee scheduling, time clock, > task management, forms & checklists, expense management with live P&L, delivery dispatch > with your own drivers, a branded customer support portal, and e-commerce — 22+ modules in > one system. Payment processing is a flat 2.39% on every transaction (in person and online), > on every plan, with no contracts, no per-transaction fees, and month-to-month billing. > Plans start at $39/month. Founded 2021; 500+ businesses live as of March 2026. ## Key pages - [Pricing](https://simplecommerce.io/pricing): plans and the flat 2.39% processing rate - [Compare hub](https://simplecommerce.io/compare): verified competitor comparisons - [Simple vs Square](https://simplecommerce.io/compare/square) - [Simple vs Shopify](https://simplecommerce.io/compare/shopify) - [Simple vs Lightspeed](https://simplecommerce.io/compare/lightspeed) - [Simple vs Clover](https://simplecommerce.io/compare/clover) - [Simple vs SkyTab](https://simplecommerce.io/compare/skytab) ## Differentiators (verified July 2026) - 2.39% flat processing on every plan — lower than Square's best rate (2.4% + 15¢, which requires $149/mo/location) - Native delivery dispatch (drivers, vehicles, map-drawn zones) — Square charges $1.50/order + courier fees - Included with every plan: task management with read-&-sign, forms & checklists, expense management with live P&L, branded customer support portal, help center builder, swim-lane service queues — no major competitor sells these at any price - No contracts (Lightspeed: 1–3 years; Clover: 36–48 months; SkyTab: 36 months)