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    Why Simple

    Why businesses choose
    Simple.

    One flat 2.39% rate. 22+ modules included. No contracts. Here's why 500+ businesses made the switch.

    One rate ends the pricing games

    Every card transaction on Simple costs the same 2.39%. In person, online, keyed by hand, or sent on an invoice — the rate doesn't change. There are no per-transaction cents stacked on top, no tiered structure that quietly reclassifies your best transactions into a worse bucket, and no rate that requires a $149-a-month plan to unlock. Cash payments cost nothing to process.

    You also don't get punished for growing. Whether you run one location or fifteen, the rate is the rate. No per-location processing surcharge, no statement fee, no PCI compliance fee, no monthly gateway fee. When your accountant asks what you paid in card fees this month, the answer is 2.39% of the card volume — full stop.

    2.39%
    Flat processing rate
    $0
    Per-transaction fees
    $0
    Monthly card fees

    Everything included means everything

    Simple ships as a single platform — 22 modules that already know about each other, already share one database of products, customers, staff, and sales. Turn a module on when you need it. There's nothing to install, no separate account, no second bill.

    Elsewhere these are add-ons, apps, or plan upgrades. Here they're just features.

    No contracts, because we shouldn't need one

    Every plan is month-to-month. Cancel any time, keep your data, walk away with no exit fee. If we're not earning your business every month, we don't deserve it.

    Migration support is included on every plan — we move your products, customers, and history from your current system for you. Large adds white-glove onboarding, and every paid account gets a Customer Success Manager. On Large and Enterprise your CSM is dedicated: same person, same phone number, from day one.

    How Simple compares

    The industry loves fine print. Here's what changes when you switch — without naming names.

     SimpleTypical POS providers
    Processing rateFlat 2.39% on every card transactionTiered or interchange-plus, reclassifies upward
    Feature add-ons22+ modules included on every planCore features gated behind higher tiers or paid apps
    ContractsMonth-to-month, cancel anytime12–36 month terms with early termination fees
    Per-location feesNo per-location processing surchargePer-terminal or per-location monthly fees
    SupportCustomer Success Manager on every paid accountChatbots, tiered support, dedicated help sold separately

    What our customers say

    Loved by businesses
    everywhere.

    "Simple replaced 4 different tools we were using. Our checkout speed improved by 40% in the first week."

    SC

    Sarah Chen

    Verified customer

    Owner, Bloom & Co

    Retail Stores

    "The loyalty program alone paid for itself within a month. Repeat customers are up 60% since we switched."

    MR

    Marcus Rivera

    Verified customer

    GM, Urban Eats

    Restaurant

    "We went from paper scheduling to a fully digital booking system in one afternoon. Our no-show rate dropped to nearly zero."

    DPK

    Dr. Priya Kapoor

    Verified customer

    Director, Peak Wellness

    Salons & Spas

    "Managing 3 locations used to be a nightmare. Now I see everything from one dashboard — inventory, sales, staff."

    JW

    James Whitfield

    Verified customer

    Founder, Harbor Market

    Multi-location Retail Stores

    "The invoicing module saves our team 10 hours a week. Clients pay faster and we look more professional."

    ET

    Elena Torres

    Verified customer

    Partner, Studio Nine

    Professional Services

    "Simple's e-commerce integration syncs perfectly with our in-store POS. Our online sales tripled in 3 months."

    DP

    David Park

    Verified customer

    CEO, Metro Retail

    Fashion & Apparel

    Frequently asked questions

    See it with your own numbers

    Plug in your monthly volume and we'll show you what Simple's flat rate looks like on your P&L.