Secure payments.
Industry-leading rates.
Same flat rate in person, online, keyed, and on invoices. No tiers, no negotiations.
Savings Calculator
Live math using verified July 2026 published rates.
Which of these do you use?
Simple
Processing only
$11,472
per year
Square
Processing + feature add-ons
$16,608
per year
Annual total: processing + on-toggle feature costs. Base software shown below.
Simple software
Square software
Free plan by default; $49/mo Plus and $149/mo Premium exist. Plus fee is counted above when a Plus-only feature is on.
You save
$5,136
per year vs Square
Not for sale at any price on Square
Estimates based on published July 2026 rates and typical published app pricing. Courier fees (DoorDash/Uber) excluded for Square delivery. Your actuals may vary.
How it works
Connect, accept, and get paid — in three simple steps.
Connect
Activate payment processing in minutes. No separate merchant account or complex setup needed.
- Instant activation
- No merchant account needed
- Transparent pricing
- Zero hidden fees
Accept Payments
Take tap, chip, swipe, online, and invoice payments with one unified system.
- Contactless & chip
- Apple Pay & Google Pay
- Online payments
- Invoice payments
Get Paid Fast
Funds deposited in 1-2 business days with transparent processing rates.
- Next-day deposits
- Transparent rates
- Auto-reconciliation
- Real-time tracking
Payment features
Every payment tool you need — secure, fast, and built right in.
All Payment Types
Accept cards, contactless, Apple Pay, Google Pay, and ACH transfers. One terminal handles everything.
Payment Methods
Visa
•••• 4242
Apple Pay
iPhone
Google Pay
Android
Contactless
Tap
PCI Compliant
Bank-grade encryption and PCI DSS Level 1 compliance built in. Your customers' data is always protected.
Security Status
Instant Processing
Sub-second transaction processing for a seamless checkout experience. No delays, no dropped transactions.
Transaction Processing
Tap to Pay
Turn any phone or tablet into a contactless payment terminal. No extra hardware required.
Tap to Pay
Fraud Protection
AI-powered fraud detection with chargeback management tools and real-time risk scoring.
Fraud Detection
One platform.
Perfectly integrated.
Payments connect to POS, e-commerce, invoicing, and register automatically.
6+
Integrated Modules
1
Unified Database
0
Manual Syncing
Onboarding you can actually see.
Transparent Merchant Onboarding
Watch your application status live, see exactly what needs correcting, and fix it in-app. No black box, no mystery holds, no vague 'under review' emails.
Switching from Square, Shopify, Clover, Lightspeed, or SkyTab?
See the side-by-side — features, rates, and annual savings.
Ready to get started?
Join thousands of businesses already using Simple to power their operations.
Start your free trial
2.39% flat · No contracts · 14-day trial