Simple pricing.
Serious value.
Choose the plan that fits your business. All plans include 2.19% flat processing, the lowest rate of any POS in the U.S. No hidden fees.
Choose your plan
All plans include payment processing, free updates, and world-class support.
Small
per location
Perfect for single-location businesses just getting started.
- 2.19% flat processing rate
- No contracts — month-to-month
- Next-day & same-day funding available
- No transaction fees
- No other credit card fees
- 5 users included
- Unlimited registers
- All Core Features
- All Back Office Features
- All Customer Engagement Features
Medium
per location
Ideal for growing businesses with service components.
- Everything in Small, plus:
- 10 users included
- Professional onboarding
- Operations Hub Features
Large
per location
Complete solution for established, growing businesses.
- Everything in Medium, plus:
- Unlimited users
- Dedicated merchant rep
- Dedicated success manager
- White-glove onboarding
Enterprise
Fully customizable solution for enterprise operations.
- Everything in Large, plus:
- Customizable build
- Custom integrations
- Priority support
- Dedicated infrastructure
See the full breakdown of the lowest credit card processing rate in the U.S.
2.19% applies to card-present transactions. Based on published U.S. POS flat rates as of August 2026.
Built for every counter and every hand
From the free Compact Reader to Simple Station, pick the setup that fits your floor.
Your complete countertop solution
Simple Station
Free mobile all-in-one card reader
Simple Compact Reader
Everything included. Nothing extra.
Square and Shopify look cheap until you add the add-ons. Simple ships with 22+ modules built in. Core, Back Office and Customer Engagement on every plan, Operations Hub from Medium.
| Feature | Simple | Square | Shopify |
|---|---|---|---|
Core Features | |||
| Point of Sale | All plans | Included | POS Pro $89/mo per location |
| Invoicing | Included | Basic free, full is paid | Basic |
| E-commerce | Included | Included | Included |
| Appointments | Included | Plus/Premium for teams | App required |
| Loyalty | Included | Requires Plus ($49/mo per location) | App ($50–200/mo) |
| Discount Engine | Included | Basic | Basic codes |
| Customer Segmentation | Predictive AI | Smart groups & filters | Basic segments |
| Text & Email Marketing | Included | Plus plan; texts metered (3¢/text after 500) | Email free to 10k/mo, then metered; SMS billed per message |
Back Office | |||
| Inventory (audits, immutable ledger, anomaly detection) | Included | Basic; advanced needs Premium | Basic; Stocky needs POS Pro |
| Reports & Analysis | All plans | Advanced reports paywalled | Full reports on higher plans |
| Expense Management | Included | Not offered | Not offered |
| Register Management (blind close, Z-reports, float tracking) | Included | Basic drawer only | Basic |
| Store Management (central config push, granular permissions) | Included | Requires Plus plan | Limited roles |
| Payment Processing | 2.19% flat, no per-transaction fee | 2.6% + 15¢ | 2.6% + 10¢ |
| Integrations Hub (open API, pre-built connections) | Included | Included | Included |
Operations Hub | |||
| Employee Scheduler | Medium plan and up | Plus/Premium tiers | App required |
| Time Clock (GPS-verified, selfie capture, payroll export) | Medium plan and up | Basic, paid tiers | App required |
| Task Management | Medium plan and up | Not offered | Not offered |
| Forms & Checklists | Medium plan and up | Not offered | Not offered |
| Customer Support (branded ticketing, live chat, knowledge base) | Medium plan and up | Not offered | App ($60+/mo) |
| Delivery & Dispatch | Native GPS tracking, Medium plan and up | Third-party (DoorDash) | Uber Direct, Plus only |
| Help Center (SLA-backed, dedicated CSM) | Included (dedicated CSM on Large) | Not offered | Not offered |
Plans & Service | |||
| Entry price | $29/mo | $0 (limited) | $39/mo + $89/mo POS Pro |
| Users included | 5 → 10 → Unlimited | Limited; permissions paid | 2 → 5 → 15 staff by plan |
| Registers | Unlimited on every plan | Per-device | Per-location fee |
| Locations | Priced per location, every plan | Per location | Per location |
| Professional onboarding | Medium plan and up | Self-serve | Self-serve |
| White-glove onboarding | Large plan | Not offered | Plus only ($2,300/mo) |
| Dedicated merchant rep | Large plan | Not offered | Not offered |
| Dedicated success manager | Large plan | Not offered | Plus only |
| Priority support + dedicated infrastructure | Enterprise | Not offered | Plus only |
| Custom build & integrations | Enterprise | Not offered | Plus only |
Swipe to compare providers →
Grow plan + POS Pro + the apps needed to match Simple
Plus or Premium plan — before metered texts and payroll ($35 + $6/person)
Everything above, built in
What Shopify gates behind Plus at $2,300/mo — dedicated success manager, white-glove onboarding, dedicated infrastructure — Simple includes at $399.
Competitor pricing as of August 2026, based on published rates. Verify current pricing with each provider. Square moved to unified Free/Plus/Premium plans in October 2025 and raised online processing rates in January 2026.
Want the deep dives? See our full comparisons: Square, Shopify, Lightspeed, Clover, SkyTab.
Competitor data verified August 2026 from squareup.com and shopify.com.
See what you'd pay elsewhere
Live math against verified August 2026 rates for Square, Shopify, Lightspeed, Clover, and SkyTab.
Savings Calculator
Live math using verified August 2026 published rates.
Which of these do you use?
Simple
Processing only
$11,436
per year
Square
Processing + feature add-ons
$16,608
per year
Annual total: processing + on-toggle feature costs. Base software shown below.
Simple software
Square software
Free plan by default; $49/mo Plus and $149/mo Premium exist. Plus fee is counted above when a Plus-only feature is on.
You save
$5,172
per year vs Square
Not for sale at any price on Square
Estimates based on published August 2026 rates and typical published app pricing. Courier fees (DoorDash/Uber) excluded for Square delivery. Your actuals may vary.
Just 2.19%
The lowest in the U.S.
One rate for every card type. No tiered pricing tricks, no per-transaction fee, no surprise charges.
2.19% Flat Rate
Same rate for all card types.
No per-transaction fee
No 10¢, 15¢, or 30¢ stacked on every sale.
No monthly card fees
No gateway, statement, or PCI fees.
Frequently asked questions
Want a full guide to processing costs? See credit card processing for small business.