See how Simple stacks up.
Honest, side-by-side comparisons — pricing, processing rates, and every feature. No spin, just the numbers.
See how the numbers break down on the lowest credit card processing rate in the U.S.
Competitor data as of August 2026, based on published rates.
Pick a competitor to compare
Simple vs Square
The free plan that gets expensive fast.
- 2.6% + 15¢ vs our 2.19% flat
- Loyalty requires the $49/mo Plus plan
- No tasks, forms, or support portal
Simple vs Shopify
Great online store. A POS made of apps.
- POS Pro adds $89/mo per location
- 5–7 apps needed to match Simple
- CSM requires $2,300/mo Plus plan
Simple vs Lightspeed
Deep inventory. Long contracts.
- 1–3 year contracts with early-termination fees
- Loyalty gated behind $179/mo Core tier
- Up to $400/mo penalty to use your own processor
Simple vs Clover
Sold by 3,000+ resellers. Different price each time.
- 36–48 month contracts, termination fees up to remaining balance
- 3.5% + 10¢ on every card-not-present sale
- Hardware locked to Fiserv — can't be reprogrammed
Simple vs SkyTab
"Free" hardware, 36-month Shift4 contract.
- 36-month processing agreement at 2.75% + 15¢
- Termination fees documented up to $37,000+
- Restaurants only — no retail, service, or appointments
Field service and home service software
Running a trades or service business? See how Simple compares to the field service platforms.
Simple vs ServiceTitan
Enterprise software priced per technician.
- Quote only; reported $245 to $500 per tech/mo
- Reported $5,000 to $50,000 onboarding
- Reported 12-month minimum contract
Simple vs Jobber
Low entry price, then per-user creep.
- $49 to $499/mo, 1 user on most plans
- $29/mo for each extra user
- 2.7% + 30¢ in person, 2.9% + 30¢ online
Simple vs Housecall Pro
A different rate for every payment type.
- $79 to $329/mo with user caps
- 2.59% in person, 2.99% online
- 3.49% keyed, card on file and Amex
Simple vs Workiz
Pricing available on request only.
- Reported about $225 to $325/mo
- Workiz Pay rates not published
- Phone system and AI answering are add-ons
Salons, spas and studios
Booking and payments software for beauty, wellness and fitness businesses, compared on published pricing.
Simple vs Vagaro
Low base price, then calendars and add-ons.
- $30/mo list + $10 per extra calendar
- 2.29% + 19¢ in person plus $10/mo at $4K and up
- Forms, online store and texts are add-ons
Simple vs GlossGenius
Cheap software, one flat rate.
- $28 / $56 / $168 per month
- 2.6% flat on every card payment
- Commissions need Platinum
Simple vs Fresha
Per-member pricing plus a new-client commission.
- $14.95 per team member
- 2.29% + 20¢ in person, 2.79% + 20¢ online
- 20% of a new marketplace client's first booking
Simple vs Boulevard
Premium, per location, rates not published.
- $143 to $410 per location per month
- Card rates not published
- Duo hardware required for payments
Simple vs Mindbody
Quote-only upper tiers and an app fee.
- Starter from $79/mo; higher tiers quote only
- Card rates not published
- 20% of a new app client's first booking, up to $30
Consultants, agencies and freelancers
Proposal, CRM and invoicing tools for service firms, compared on seats and card fees.
Simple vs HoneyBook
Two seats on Essentials, then Premium.
- $36 / $59 / $129 per month
- 2.9% + 25¢ cards, 1.5% ACH
- Essentials covers up to 2 seats
Simple vs Bonsai
Every seat is billed separately.
- $15 to $59 per user per month
- 2.9% + 30¢ cards, 3.25% + 30¢ Amex
- Basic plan has no invoicing
Simple vs FreshBooks
Accounting software with client caps.
- Lite 5 clients, Plus 50 clients
- $11 per extra seat
- 3.5% + 30¢ on Amex and business cards
Simple vs Dubsado
Deep workflows and capped ACH fees.
- $335 or $525 per year
- Owner + 3 users free
- ACH 0.8% capped at $5
Alternatives
Comparing beyond one platform?
Seven-option listicles with real pricing and honest trade-offs.
Why Simple converts
Every plan includes what other providers charge extra for — or lock behind contracts.
Free hardware
Get a free Simple Compact Reader — mobile all-in-one Tap, Chip & Swipe.
No contracts
Zero long-term commitments, zero early-termination fees.
Month-to-month
Stay because you love it — cancel any time, no penalties.
Next-day & same-day funding
Get paid fast. Cash flow that keeps up with your business.
No hardware required
Runs on any desktop, laptop, mobile device, or POS terminal.
Why businesses switch to Simple
2.19% flat processing, the lowest of any POS in the U.S., no per-transaction fees
22+ built-in modules — no app stack
Unlimited registers on every plan
Dedicated Success Manager
Calculate your savings
Pick your current provider — see the real annual cost side by side.
Savings Calculator
Live math using verified August 2026 published rates.
Which of these do you use?
Simple
Processing only
$11,436
per year
Square
Processing + feature add-ons
$16,608
per year
Annual total: processing + on-toggle feature costs. Base software shown below.
Simple software
Square software
Free plan by default; $49/mo Plus and $149/mo Premium exist. Plus fee is counted above when a Plus-only feature is on.
You save
$5,172
per year vs Square
Not for sale at any price on Square
Estimates based on published August 2026 rates and typical published app pricing. Courier fees (DoorDash/Uber) excluded for Square delivery. Your actuals may vary.
Quick comparison
The numbers that matter most.
| Feature | Simple | Square | Shopify | Lightspeed | Clover | SkyTab |
|---|---|---|---|---|---|---|
| Entry price | $29/mo | $0 (limited) | $39/mo + $89/mo POS Pro | $109/mo | Varies by reseller | $29.99/mo |
| Processing rate (in person) | 2.19% flat | 2.6% + 15¢ | 2.6% + 10¢ | 2.6% + 10¢ | 2.6% + 10¢ | 2.75% + 15¢ |
| Per-transaction fee | None | 15¢ | 10¢ | 10¢ | 10¢ | 15¢ |
| Contract length | Month-to-month | Month-to-month | Month-to-month | 1–3 years | 36–48 months | 36 months |
| Built-in modules | 22+ | Core only, add-ons paid | Core + apps | Core + add-ons | App Market | Restaurant core |
| Dedicated support | Included | Not offered | Plus only ($2,300/mo) | Higher tiers only | Via reseller | Not offered |
Field service quick comparison
| Simple | ServiceTitan | Jobber | Housecall Pro | Workiz | |
|---|---|---|---|---|---|
| Entry price | $29/mo | Quote only (reported $245+/tech) | $49/mo | $79/mo | Quote only (reported ~$225/mo) |
| In-person rate | 2.19% | Not published | 2.7% + 30¢ | 2.59% | Not published |
| Online/invoice rate | 2.79% | Not published | 2.9% + 30¢ | 2.99% (keyed 3.49%) | Not published |
| Per-transaction fee | None | Not published | 30¢ | None on standard rates | Not published |
| Users included | 5 / 10 / Unlimited by plan | Per technician | Bundles of 1 to 15, $29/extra | 1 / 5 / 8 by plan | 3 to 5 (reported) |
| Contract | Month-to-month | 12-month minimum (reported) | Month-to-month | No long-term contract | Monthly or annual |
| Onboarding fee | None | $5,000 to $50,000 (reported) | Not published | Not published | Not published |
Competitor pricing last reviewed September 2026. ServiceTitan and Workiz figures are reported by third-party review sites. See our field service software guide.
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